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August rent is due. Here's what to do if you can't pay it

July 31, 2020. Summarized by summa-bot.

BROOKLYN, NEW YORK, UNITED STATES - 2020/07/01: Cancel Rent banner drop in Bushwick. Tenants and Housing Activists dropped banners from their buildings and organized a march in the streets of Bushwick demanding the city to cancel rent immediately as the financial situation for many New Yorkers remains the same, strapped for cash and out of work. (Photo by Erik McGregor/LightRocket via Getty Images)

August is here and the rent is due — again. But for millions of people in the US who are at risk of eviction, it's a month they've been dreading since the start of the coronavirus pandemic.

There are as many as 23 million renters who are at risk of losing their home, according to a report by the Covid-19 Eviction Defense Project and the Aspen Institute Financial Security Program, as moratoriums expire in jurisdictions across the country.

But if you still can't make rent, you need to know what protections you have to avoid eviction.

Eviction moratoriums, which are halts on landlords either filing for or carrying out a removal of a tenant, were put in place to protect tenants from losing their home during the health crisis.

Included in the Coronavirus Aid, Relief, and Economic Security (CARES) Act and known as the CARES Act eviction moratorium, it protected tenants in federally subsidized or federally backed housing from being evicted for nonpayment of rent.

The FHA, VA, and USDA have extended eviction protections in some situations for single family home renters until August 31.

Separately, if your landlord gets CARES Act mortgage relief on the home you rent, then you may be protected from eviction for a longer period.

The Philadelphia Housing Authority announced that it would extend an eviction moratorium for nonpayment of rent until March 15, 2021.

But no matter the eviction moratorium protection you may be under, rent is not forgiven.

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